Get insurance from a company that's been trusted since 1936. It wasn’t until 1954 when Kawasaki released. Contact your local Kentucky Farm Bureau Insurance agent for more details about policy coverages and availability. Added December 9, 2022. With MSRPs ranging from $2,500 to $24,000, your insurance rates could vary just as much. Electric motorcycles are typically just as reasonable to insure as a gas motorcycle. Find 24/7 support and insurance for you, your family, and your belongings. 78. Is your home, car, boat, or RV insured with us? You could save even more on motorcycle insurance if you combine it with another Progressive policy. Geico also has a fairly good customer. About Admiral. *51% of consumers who received a. . Read more. In Arizona, the same mandatory insurance coverage rules for automobiles also apply to motorcycles. If you get into an accident, the insurance offers compensation for medical bills and payouts, depending on your policy. 59/month) in North Dakota to $317. YOUR BIKE INSURANCE is $16. The cost of 125cc motorbike insurance can vary based on several factors, such as your location, riding experience, the make and model of your bike, and your driving history. S. The average annual cost of motorcycle insurance in the U. Great Service at an Affordable Rate. The. They can range based on the scale that the insurer uses, be this 1 – 17, 3 – 17, 1 – 22, 3 – 50 etc. 1. Compare bike insurance. All of our policies insure individuals for personal and recreational use only. Find out how age, claims history, location, and more impact your motorcycle insurance rate. Rider insures a wide range of motorcycles and ATV/Off-Road vehicles with insurance coverage options to satisfy the needs of our customers in New Jersey. For example, motorcycle rates vary by $123 per month from one state to the next. Motorcycle insurance coverage options; Motorcycle insurance lay-up periods; Motorcycle insurance discounts; Insurance for destroyed or stolen bikes;. The BMF Foundation’s aims and objectives are:-. We offer tailored insurance cover for all types of on/off road motorcycles. Find out more about us and our. Get an Online Quote. A specialist broker, we source our quotes from Ireland’s leading insurers. Motorcycle track day insurance can also help protect you from legal liability. 50 year-old with 20 years of riding experience. The average cost of motorcycle insurance in the U. Call us on 0800 379 372 for a quote. However, premiums range depending on where you live, your age and what type of bike you ride. Once you create an account with Compare the Market, they will save your personal details to make it easier for you to find quotes on different bikes in the future. Axa. Count on the Experts – Call our office today at (708) 845-3000 to learn more about all of our affordable vehicle insurance and. $5,000 for property damage. Sport. The Garden State requires motorcycle owners to have the following minimum coverages, although you are certainly able to increase the limitations to suit your needs: $15,000 for bodily injury per person. Motorcycle insurance is normally cheaper than auto insurance. , some motorcycle operators choose to carry higher limits on. But, unlike car insurance groups that are standardised across insurers, motorbike groups can go up to 22 depending on the provider's rating. Cost by state. Theft and Loss. Ride smart with Motorcycle Insurance. You can go directly to an insurance provider or use a broker who will get quotes from a panel of insurers. Bike insurance companies often look at the following factors: age. We offer high coverage limits to meet your needs. for a young rider [5] The price you’ll pay for your policy depends on several factors including: Your age – if you’re particularly young or old, you’ll likely find insurance is. Allstate is more expensive. Kawasaki Z125/Ninja 125. In terms of our add-on personal accident coverage, you’ll get up to S$100,000 for death and/or loss of sight or limbs as a result of an accident while riding your motorcycle. Insurance groups are based on the value and power of your motorbike, and the type of motorbike can affect its engine size and value. Motorbike insurance groups are a system used by insurance companies to assess the risk associated with a particular motorbike model. As a motor insurance specialist, we dedicate ourselves to developing better prices, products and services for you. No long waits on the phone. The average price for motorcycle insurance from Progressive was $524 per year. If you sell motorcycles or motorcycle accessories, riding gear, camping equipment and clothing, transport motorcycles,. It provides you with cover for one day, which is usually a period of 24 hours from the moment your policy starts. Progressive offers an unmatched variety of coverage options for motorcycle riders while still offering affordable rates and a positive customer service experience. There are 50 car insurance groups, but when it comes to motorcycles there are fewer and they work slightly more informally. The Motorcycle Insurance market industry is projected to grow from USD 67. 1. Geico has the cheapest motorcycle insurance in Ohio by a sizable amount. October 4, 2022 Insurance. Best for bundling: Geico Best for discounts: Harley-Davidson Insurance Best overall State Farm Motorcycle Insurance Learn More Cost The best way to estimate your costs is to request a quote. 24 hours online real-time quotation. Offering standard foreign trip cover at 183 days, optional helmet and clothing cover at a limit of £1000 and standard UK breakdown cover. Principal Insurance is a specialist broker and works with a. 17/11/2023. Discounted Extras. by MoneyGeek. Insurers categorise motorbikes into insurance groups. Other Insurance. The average motorcycle insurance cost depends on many factors, including an individual’s riding record, location and motorcycle model type. Best. Foremost: Best for Track Riders. Motorcycle insurance groups guide - Biker Rated Just like in the car world, motorcycles and scooters are grouped by the insurance companies to help them calculate your. State Farm motorcycle insurance. Read general car insurance advice. [5] 51% of our customers were quoted less than £585. Insurance is defined as the equitable transfer of the risk of a loss, from one entity. Pay on time The easiest way to save! Updated: Oct 5, 2023, 7:18am Editorial Note: We earn a commission from partner links on Forbes Advisor. What are motorbike insurance groups? Motorbike insurance groups are a way of grading your motorbike based on its value and performance. Nationwide also offers motorcycle insurance discounts that can keep your rates low. But it’s. You’ll also be helping us to continue our work to get millions more people cycling. However, costs can vary by as much as $400-$500 based on various factors, according to data from. If you're looking for temporary low-cost insurance for a 125cc motorcycles in Spain, Abbeygate insurance company is the ideal company to go with. Unfortunately, due to a high number of thefts in recent years, scooter insurance groups are climbing but generally speaking, scooters are cheaper to insure than motorcycles. Compare Quotes. Call for a quote0345 872 3614. Tailor your cover to meet your needs. We understand that some customers like to compare motorbike insurance quotes online. This company specializes in motorcycle insurance, so of course, it is going to be noteworthy. Dairyland has the best motorcycle insurance for most people in Washington. Nationwide: Best for. Yamaha R3 vs Kawasaki Ninja 400. High Claim Settlement Ratio. Cruisers: Vulcan, Eliminator, Estrella. Honda manufactures a wide variety of motorcycle models, from Grand Prix racing bikes to small city scooters. We've been providing outstanding customer service for 85 years and we'll make sure you get the service you deserve. Read more to understand what it covers and whether it. Foremost: Best for Track Riders. The cost of motorcycle insurance can vary greatly, but the table below shows you the average premiums for various groups: Average insurance premium [1] Bike: £586: 125cc bike: £758: 50cc bike:. Motorbike Insurance Motorbike Insurance. We’ve been providing motorbike insurance for UK riders since 1936, so you’re in expert and reliable hands. We insure a wide range of motorcycles including cruisers, trikes, sport bikes, mopeds, scooters and more. These are ranked 1 - 17 or sometimes up to 22. Best for Track Riders: Foremost. It provides you with cover for one day, which is usually a period of 24 hours from the moment your policy starts. But that’s just the tip of the. It also allows a friend or family member to borrow your bike for a short time. General Motorcycle Insurance and ATV/Off-Road Vehicle Insurance Coverage Options for New Jersey. Occasionally, it can be down to the actual bike though - some are more expensive than they deserve through reputation or the type of rider they attract. Nationwide’s AZ motorcycle insurance offers liability, collision and comprehensive options that have a variety of features such as safety apparel and custom equipment coverage. Best Overall: Progressive. Our Top Picks for the Best Motorcycle Insurance Companies. However, the current rules state that even. If a theft or attempted theft happens within a 500 metre radius of either address and the vehicle is not in a locked garage or building, you will not be able to claim for theft or attempted theft. Cars and vans follow a similar but different set of groupings, so even if you’ve been driving a car for years, don’t assume you know the lay of the land when it. Personal property coverage on most home, renters, and condo insurance policies may cover your bike for its current value if it's stolen or vandalized, up to your coverage limit and minus your deductible. A Guide to UK Motorcycle Clubs | UK Motorbike Club Guide. 99/mo. Best for Liability-Only Coverage: Progressive. Bundle with your auto, home, or renters policy and see how much you could save!Now is your chance. 937. We’ve come a long way since then and now offer a lot more than just car insurance. Motorcycle track day insurance coverage is important because it can help protect you from costly damages or injuries. CPLT is low-costs and only includes medical coverage. Email. Motorcycle Insurance Groups Motorcycle Insurance Groups explained; 1-Day Motorbike Insurance One day motorbike insurance does exactly what you'd expect. Motorcycle insurance was designed to protect your bike…and you. Geico is the most affordable motorcycle insurance for riders in Ohio due to its low prices and good service, with potential for future savings. It was in 1949 when the Kawasaki Company made its movement into the motorcycle industry – originally, by building engines for other bike brands, as well as engines for aircraft. 00) and Personal Accident. Bennetts was the first bike insurance broker to. Since cars offer more protection to drivers than bikes do to riders, basic car insurance tends to focus more on covering potential damage to the vehicle itself and the property it might strike in an accident. 2019 Aprilia RSV4 Tuono 1100 Factory vs 2019 Yamaha MT-10 SP. They specialize in providing physical damage insurance for bicycles, including optional bike theft protection, in a streamlined process similar to buying insurance for. The average cost of motorcycle insurance is $364 (full coverage 50/100/25) per year. State Farm is available nationwide and offers many other lines of insurance to allow for bundling, including auto insurance, homeowners insurance, small business. Is your home, car, boat, or RV insured with us? You could save even more on motorcycle insurance if you combine it with another Progressive policy. Harley-Davidson also has lots of discounts to help riders lower their insurance rates. Power’s U. If that fails, use excess insurance. The motorcycle insurance companies used in rate quoting were: Acuity. Or. 99/mo. Welcome to MCN Compare’s insurance by bike type page, brought to you by the biking experts of Motorcycle News and the MCN Compare Insurance Team. Dave Williams, CEO and co-founder of Velosurance, estimates the cost of a basic policy to be about 7 to 8 percent of the value of the bike. 99/mo. See full list on valuepenguin. Top Motorcycle Insurance for. We’ve pulled together the best guidance from each of our teams on all the main bike types you need to know about, all in one handy place. Yes. Travel medical insurance is also available, currently the limit is 90 days. Our motorcycle insurance policies can be tailored to your needs. Select products to bundle & save or call 1-866-561-7300. Docs sent immediately by email. Best for affordability: GEICO. A standard motorcycle insurance policy from Progressive includes replacement cost coverage and $3,000 of custom parts protection at no additional cost. The third rider is directly behind the leader, with about two seconds. Fully comprehensive. Motorcycle insurance requirements vary by state, with each setting its minimums for coverage. Many of our partner companies provide instant proof of insurance, The type of motorbike you ride. Affordability. It is ideal for all bikers who also have a car, including riders with motoring or criminal convictions, and includes: Insurance for motorbike modifications. The minimum amount of insurance you must carry for your motorcycle is $15,000 per person and $30,000 per incident in liability coverage. Life insurance. 10% unique discount code for Sportsbikeshop. S. Typically, these range from 1-17. With Auto Trader Bikes and Compare the Market, it’s simple. Temporary Motorbike Insurance For 125cc Motorcycles. Our Top Picks for the Best Motorcycle Insurance Companies. Two-wheeler insurance premium is based on various factors including age, location, make & model of the bike, choice of coverage, driving history and claim history. Farmers is the smart choice for motorcycle insurance coverage. We reach a dedicated, worldwide group of real travellers, and are the only website focusing exclusively on long distance motorcycle travellers. Currently, there are a number of enduro competition classes including: E1 – for riders up to 250cc. Any other information that may earn you a discount (GPA for a good student discount, motorcycle group affiliations, etc. Sean Scaturro, MBA, CFP®. Car insurance group checker. Unfortunately, due to a high number of thefts in recent years, scooter insurance groups are climbing but generally speaking, scooters are cheaper to insure than motorcycles. 1. Insurers categorise motorbikes into insurance groups. Golden Brown – Stranglers. Most electric motorcycles and mopeds qualify for the government’s plug-in grant. 125cc insurance on a provisional licence. We’ve put together a list of all the insurance groups for every motorcycle available for sale in the UK. With American Modern ® insurance, you can choose from one of three. All of our policies insure individuals for personal and recreational use only. Covers all types of bikes, including scooters, trikes, and superbikes. The type of motorbike you ride is important as it can determine what insurance group your it's in. Harley-Davidson. Highly customized and vintage bikes are amongst the most expensive ones to insure. One day to 1 week motorbike insurance. Motorcycle Rating Groups represent engine size and the amount you can save on insurance compared to all motorcycles. ) Progressive – Best for Accident Forgiveness. The first thing motorcycle riders may notice is that a motorcycle policy will run you more money on average than traditional automobile insurance. Some manufacturers may be more readily accepted than others by insurers. Our product offerings are unique to bikers of all ages & different riding skills. Learn More. Accessible online quotes and policy management. Progressive: Best for Accident Forgiveness. S. KTM Insurance Groups: KTM 125 Duke: 7: KTM 690 Duke: 11: KTM 990 Duke: 12: KTM RC8R: 17: KTM Super Duke: 15: Moto Guzzi Insurance Groups: Moto Guzzi California 1400: 13: Moto Guzzi Griso 1200: 13: Moto Guzzi Norge GT V8: 13: Moto Guzzi Stelvio NTX: 13: Moto Guzzi V7 Racer: 14: Peugeot Insurance Groups: Peugeot Satelis 125: 4: Peugeot Satelis. If you need more coverage than that, our custom motorcycle insurance lets you protect your custom parts for up to $30,000 and custom bikes and converted or custom trikes up to $50,000. Motorcycle insurance groups range from 1 to 17 but the majority of Maxi Scooters are in the mid-range. Rated Excellent 21,991 reviews on. Rider 1 is 24 years old. Learn the nuts and bolts of motorcycle insurance and how it can vary from other insurance you may already be familiar with. 20076; a Berkshire Hathaway Inc. But a study from the Department for. Get a quote!Your TVS bike insurance price will be displayed on the screen. Prior to delving into the urgent inquiry, it is important to grasp the basics of bike insurance. Accident forgiveness. Bike Insurance. Pros and cons. Insurance. Customers in nearly all states also receive a complimentary DNA+ Forensic Coding system that helps protect your bike from theft. Compare home insurance quotes with £250 free excess cover. The majority of the US makes it mandatory by law to have insurance on your motorcycle, but regardless of the law, it’s still the right decision to have insurance. Kawasaki. It provides you with cover for one day, which is usually a period of 24 hours from the moment your policy starts. Compare motorcycle insurance from popular Australian brands. Essentially most scooters over 200cc classify as a maxi scooter. Protect yourself and your car while abroad with our overseas insurance. Replacement cost coverage for bikes two model years and newer does not expire. That's $17 per month less than the state average. We offer liability, collision and comprehensive coverage that can protect your bike and your passengers in the event of an accident. Temporary car insurance. Blake Insurance Group LLC is enhancing the way you shop and buy insurance coverage online, we have developed a unique model and process that will match you to the right coverage at the right price. Determine your desired level of coverage. Triathlon Bike Insurance is $16. Monday–Friday: 9:00am – 6:00pm, Saturday 9:00am – 1:00pm & Bank Holidays 10:00am – 2:00pm. Wide-ranging policy options and. for bike insurance[1] £758/year £63. Honda. $704. Young bikers generally have higher premiums because they are deemed more likely to be involved in accidents. Insures you for medical expenses incurred as a result of an accident. The company provides the lowest prices in the state and has a robust set of offerings when it comes to extra. Our range of 8 add-ons enhances your two-wheeler insurance policy to offer you a 360-degree protective cover. 644. Optional. For more information, please call (800) 928-1511. Bikes that fall into the higher number groups are often more expensive and higher performance bikes. We offer personalized quotes to help you find a. Get the right motorcycle coverage. Motorcycle insurance quotes can vary significantly from company to company. Highly Recommended – 94% of our customers would recommend MCN. Bennetts is the UK's leading bike insurance broker. Third-party cover is the minimum legal requirement for all vehicle insurance policies, including motorcycle insurance. No long phone queues. Our cover and prices are flexible to suit a wide variety of budgets. You may choose to purchase additional coverage, but you must at least have the Tennessee required minimum motorcycle insurance requirements. Best for New Drivers: Harley-Davidson. The BMF Foundation was set up in 2003 and is a charity designed to fund research and sponsor work to improve the life of the everyday motorcyclist. UK Only. Harley-Davidson – Best for New Riders. Plus, according to Suncorp claim statistics, age is no guarantee of wisdom: the largest number of motorbike insurance claims are made by bike owners between. If you ride a motorcycle, chances are Alliance Insurance Group covers what you ride. We’ve come a long way since then and now offer a lot more than just car insurance. Motorcycle insurance groups range from 1 to 17 but the majority of Maxi Scooters are in the mid-range. If you have questions or concerns about your motorcycle insurance, contact one of our Licensed Advisors, Resource Center. It can also provide coverage for damage or loss to your motorbike due to theft, fire, vandalism, and other causes. A Few Benefits of Tata AIG’s Third Party Bike Insurance Online. We also looked at satisfaction, complaints and financial stability ratings if available. Business Insurance. Typically, these range from 1-17. (702) 382-4010. How you and your bike may be covered Theft and vandalism. Breakdown cover. Mountain Bike Insurance is $16. Insurance group for A2 motorcycles. The discount is applied at the point of sale by the dealership. 50 per month!On a yearly basis, you must buy compulsory motorbike insurance also known as compulsory third-party liability insurance (CTPL), as it is a legal requirement here in Thailand. 10% unique discount code for Sportsbikeshop. What Illinois motorcycle insurance coverage is needed? You'll need to obtain proof of insurance before you can put your bike on the road or even register it. Amongst the motorcycle insurance companies in North Carolina offering liability-only coverage, the following companies were found to have the lowest average rates: Nationwide: $82 per year. The cheapest motorcycle insurance in New Jersey comes from Progressive, which sells policies for an average of $19 per month. Mopeds and scooters with smaller engines normally fall into lower groups, so insurance might be cheaper. Rider insures a wide range of motorcycles and ATV/Off-Road vehicles with insurance coverage options to satisfy the needs of our customers in New Jersey. for 50cc bike insurance [4] £1,141/year £95. Our collision, liability and comprehensive options are flexible and dependable and offer a variety of protections such as safety apparel and custom equipment coverage. How do I choose the right AXA. Our analysis showed that the average cost of motorcycle insurance is $538 annually. In a way, it is very similar to car insurance. The specific engine size, model, and insurance group of a motorbike can greatly influence the cost of insurance. . Progressive is the top motorcycle insurance company for riders in Alabama because of a great balance of affordability, extensive coverage and service. Motorcycle insurance groups range from 1 to 17 but the majority of Maxi Scooters are in the mid-range. Fully comprehensive motorcycle insurance. It is poised to register 5. Progressive: Best for Accident Forgiveness. Seasonal motorcycle insurance. TPFT £79. The company was founded in 1928 and services consumers nationwide. Progressive – Best for Accident Forgiveness. The own-damage cover is a type of bike insurance plan, providing financial coverage for the damaged bike of the policyholder. With us, you stay in control. These are four companies offering motorbike insurance in Ireland: Carole Nash Insurance. Discounts available for having a claims-free driving record, for insuring more than one bike with the. Their list of underwriters includes Ageas, ERS, Highway Insurance. To get an A1 licence, you need a current CBT certificate, and to pass both the motorcycle theory test and a two-part practical test. Best for Coverage Variety: Markel American. The comprehensive insurance on your motorbike insurance policy provides $3,000 of coverage for custom equipment and upgrades you add to your bike. We’ve put together a list of all the insurance groups for every motorcycle available for sale in the UK. Desirable to thieves since they can be sold on for a higher price. You could pay less than £41 for bicycles valued up to £1,500*. Let us discuss each briefly. What’s more, get rewarded with Singapore’s one-and-only NCD30 if you have held NCD20 for two or more consecutive years. Specialist schemes – motoring convictions, limited mileage. You can opt-out at any time. “While they may not seem related – being different insurance. The highest capacity scooter is Aprilia’s SRV850 but. Motorbike insurance for specific groups of people. Motorbike warranty Motorbike warranties are a good way to protect your bike in case it suffers a mechanical breakdown – learn how it differs from motorbike insurance; Fully Comprehensive Motorbike Insurance Fully comprehensive motorbike insurance is the highest level of cover available. Read 20 Reviews. On 17 February 2020, it was announced that The Ardonagh Group had agreed to purchase Bennetts from Saga for £26 million. Pay only for the bike insurance you need. In addition, USAA has some of the. 83 per month minus taxes and fees for a 2020 HONDA CMX300A REBEL in Ontario with a 35-year-old male rider. Allstate is the best overall motorcycle insurance in Michigan. COMPARE QUOTES. Coverage ranges from about $280 to $880 and depends on where you live, what you ride and your. Expand All Rankings +. The. 16909 Burke St Ste 125. There’s a few places in Ireland people love to go at the moment for Motorcycle insurance. A typical motorcycle policy costs $20 – $100 per month 2. Because we put our policyholders first, we have become one of the UK's fastest growing independent specialist insurance group offering an extensive range of motorbike, car, van, home and business policies. Explore the ATV/UTV, dirt bike, snowmobile, motorcycle, and moped/scooter links below to see the specific discounts you can qualify for, or cut to the chase and get a free insurance quote to see how much you can save today. 2, 2023. Request Callback. Preserve your annual no claims bonus. RV insurance. If you ride your bike infrequently, you may be able to get a discount by being a part-time rider. The increased number of motorcycle owners and rising demand for cost-effectiveness and convenience from consumers are. Follow 3 simple steps to get bike insurance in a few minutes. Harley Owners Group, Motorcycle Safety Foundation, or many others, you could qualify for savings on your coverage. Michael Padway uses his expertise in personal injury and motorcycle accidents to represent a broad spectrum of clients dealing with life-changing and permanent injuries for the first time. We asked Vince why someone who’s made a claim on their car insurance, can see their bike policy affected; “Insurance companies will try to calculate the right price base on the likelihood of a claim taking place and the value of that claim,” said Vince in our interview. Collision Coverage Rating. Get a Nevada motorcycle insurance quote in minutes. Geico: Best for Daily Riders. Motorcycle insurance, like auto insurance, can protect you when accidents happen. Harley-Davidson – Best for New Riders. According to Project 529, over 2 million bicycles are stolen annually in North America,. And, in addition, whatever your hiring option, always with the assistance and service quality that. However, while cars are categorised into one of 50 groups, the number of groups is much smaller for motorbikes. Hassle-free claims. You’ve found it—one of the most respected sources for information, tips, and suggestions on motorcycle insurance. We are happy to present the new Santander MAPFRE Plus Range Motorcycle and Moped Insurance, a comprehensive insurance adapted to your needs so that you are protected when you need it most. The more your motorcycle costs, the more insurers charge for your. $50,000 for bodily injury or death to two or more people. Best for multiple bikes: Markel. Allstate: Best Overall. 3. Motorbike insurance can provide a variety of benefits including property damage liability, bodily injury liability, uninsured motorist coverage, and medical payments. , to proceed. The king’s comprehensive motorbike insurance covers you for accident damage, theft and hi-jacking, and for your liability to other parties following a motorbike accident. Best for high-risk. Allstate is the best overall motorcycle insurance in Michigan. 24/7/365 Claim Service. Get an insurance quote in minutes from a top-rated company. Fat Bike Insurance is $16. $15,000 per person, $30,000. In addition, many of Harley's discounts are easy to get. Give your family protection and long-lasting financial security. Methodology. Geico is our top pick for motorcycle insurance in California because it offers low average rates and has a solid reputation. Omaha, NE 68118. The first thing motorcycle riders may notice is that a motorcycle policy will run you more money on average than traditional automobile insurance. At Harley-Davidson Insurance Services, we provide that service as a trusted motorcycle insurance agency that knows all about the motorcycle lifestyle. The coverage amounts for liability motorcycle insurance break down into three numbers, such as 25/50/25, which. Tailor your Aprilia bike insurance with optional extras. Compare introduces customers to Vast Visibility Limited which is authorised and regulated by the Financial Conduct Authority. Motorcycle Insurance Groups. We don’t require any personal information and nothing you enter is passed on to any insurance companies. From 2016 to 2017, passenger car fatality rates averaged at 10% per 100,000 registered vehicles. Mopeds and scooters with smaller engines normally fall into lower groups, so insurance might be cheaper. You’ll also find money-saving motorcycle insurance discounts and experienced customer service and claims support. Multi-car insurance. Coverage options begin at $100 annually. Off-road insurance discounts. Markel. Bikes that fall into the higher number groups are. Here are the top bike insurance companies in Germany: 1) Helpster – Accepting both new and used bikes, Helpster covers theft and normal wear and tear.